Lion's Share Group

Module 2 - Plan & Strategy

Module 2 - Plan & Strategy

Module 3 - Why Network

Module 3 - Why Network (Page 4 to 5)

Module 4 - Types of Networkers

Module 4 - Type of Networkers (Pages 5 to 6)

Module 5 - First Impressions

Module 5 - First Impresssions (Pages 6 to 8)

Module 6 - Elevator & Infomercials

Module 6 - Elevator & Infomercials (Pages 10 to 19)

Module 6 - Networking Elevator Pitch Worksheet & Downloads

Module 7 - Key Points 1

Module 7 - Key Point 1 (Pages 19 to 20)

Module 8 - Key Points 2

Module 8 - Key Point 2 (Pages 20 to 22)

Module 9 - Key Point 3

Module 10 - Key Point 4

Module 10 - Key Point 4 (Pages 23 to 24)

Module 11 - Key Point 5

Module 11 - Key Point 5 (Pages 24 to 25)

Module 12 - Short Infomercials

Module 12 - Short Infomercials (Pages 26 to 27)

Module 13 - Long Informercials

Module 13 - Longer Infomercials (Pages 27 to 30)

Module 14 - Getting Noticed

Module 14 - Getting Noticed (Pages 30 to 31)

Module 15 - Identify Networking Groups & Opportunities

Module 15 - Identify Networking Groups & Opportunities

Module 16 - Events

Module 16 - Events (Pages 32 to 34)

Module 17 - Follow Up

Module 17 - Templates & Downloads

Module 18 - Track, Maintain & Adjust

Module 18 - Track, Maintain & Adjust (Pages 37 to End)

Friends & Family Program Template

Module 2 - Handling F&F

Module 2 - Handling F&F (Pages 3 to 5)

Module 3 - F&F Program

Module 4 - Internal Gift Card

Module 4 - Internal Gift Card (Pages 6 to 9)

Module 4 - Internal Gift Card Template

Module 5 - External Gift Card

Module 5 - External Gift Card (Pages 9 to 12)

Module 5 - External Gift Card Template

Module 6 - Credit Checks

Module 6 - Credit Checks (Pages 12 to 23)

Module 6 Templates

Module 7 - Check Up

Module 7 - Check Up (Pages 23 to 28)

Module 8 - VRM Update

Module 8 Templates

Module 9 - Budget Planner

Module 9 - Budget Planner (Pages 29 to 31)

Module 9 Templates

Module 10 - Negotiations

Module 10 - Negotiations (Pages 31 to 33)

Module 10 Templates

Module 11 - Launch

Module 11 - Launch (Pages 33 to 37)

Module 12 - About You

Module 12 - About You (Pages 37 to 45)

Module 12 Templates

Module 13 - Social Media

Module 13 - Social Media (Pages 45 to 50)

Module 14 - Gatherings

Module 14 - Gatherings (Pages 50 to 51)

Module 15 - Unnecessary Interest (Page 52)

Module 16 - Moving Checklist

Module 16 - Moving Checklist (Pages 52 to 55)

Module 17 - Realtors

Module 17 - Realtors (Page 56)

Module 18 - Credit Analysis

Module 18 - Credit Analysis (Page 57)

Module 19 - Renewals

Module 19 - Renewals (Pages 57 to 58)

Module 19 Templates

Module 20 - Partners

Module 20 - Partners (Page 59)

Module 21 - Discounts

Module 21 - Discounts (Page 59)

Module 22 - On Going

Module 23 - To Do

Module 23 - To Do (Pages 59 to 65)

Module 2 - Deal Process

Module 2 - Deal Process (Pages 4 to 8)

Module 2 Downloads

Module 3 - Initial Lead

Module 3 Downloads

Module 4 - Lead Updates (Flow Chart)

Module 5 - Obtain App Intro (Flow Chart)

Module 6 - 1st Email

Module 6 Downloads

Module 7 - Call

Module 7 - Call (Pages 17 to 18)

Module 8 - 2nd Email

Module 8 - 2nd Email (Pages 18 to 24)

Module 8 Downloads

Module 9 - 3rd Email

Module 9 - 3rd Email (Pages 24 to 29)

Module 9 Downloads

Module 10 - 4th Email

Module 10 - 4th Email (Pages 29 to 33)

Module 10 Downloads

Module 11 - Last Call

Module 11 - Last Call (Page 34)

Module 12 - Application (Pages 34 to 37)

Module 12 - Application

Module 13 - Open File

Module 13 - Open File (Pages 37 to 44)

Module 13 Downloads

Module 14 - Thank You

Module 14 - Thank You (Pages 45 to 46)

Module 14 Downloads

Module 15 - Template Intro

Module 15 - Template Intro (Pages 46 to 47)

Module 16 - Insured Options

Module 16 - Insured Options (Pages 47 to 54)

Module 16 Downloads

Module 17 - Uninsured Options

Module 17 - Uninsured Options (Pages 54 to 59)

Module 17 Downloads

Module 18 - Decline Options

Module 18 - Decline Options (Pages 59 to 69)

Module 18 Downloads

Module 19 - Follow Up

Module 19 - Follow Up (Page 69)

Module 20 - Pre Approvals

Module 20 - Pre Approvals (Pages 70 to 72)

Module 20 Download

Module 21 - Communicate

Module 22 - Follow Up

Module 22 - Follow Up (Pages 76 to 77)

Module 2- Traditional Deal Profile

Module 2 - Traditional Deal Profile (Pages 7 to 10)

Module 3- Lenders

Module 3 - Lenders (Pages 10 to 13)

Module 4- Alternative

Module 4 - Alternative (Pages 13 to 16)

Module 5- Innovative

Module 5 - Innovative (Pages 16 to 18)

Module 6- Know your client

Module 6 - Know Your Client (Page 19)

Module 7- Fraud

Module 7 - Fraud (Pages 19 to 22)

Module 7 Downloads - Mortgage Fraud & Documentation Red Flags

Module 8- Application

Module 8 Downloads - Application Form & Canadian Mortgage Calculator

Module 9- Legal name

Module 9 - Legal Name (Page 26)

Module 10- SIN

Module 10 - SIN (Pages 26 to 28)

Module 11- DOB

Module 11 - DOB (Page 28)

Module 12- Dependents

Module 12 - Dependents (Pages 28 to 29)

Module 13- Marital status

Module 13 - Marital Status (Pages 29 to 30)

Module 14- Addresses

Module 14 - Addresses (Page 30)

Module 15- Rent or Own

Module 16- Contact info

Module 16 - Contact Info (Page 31)

Module 17- Employer

Module 17 - Employer (Pages 31 to 32)

Module 18- Occupation

Module 18 - Occupation (Pages 32 to 33)

Module 19- Self employed

Module 19 - Self Employed (Pages 34 to 35)

Module 20- Previous Employer

Module 20 - Previous Employer (Page 35)

Module 21- Other Income

Module 21 - Other Income (Pages 35 to 36)

Module 21 Downloads - Pre Approval Email

Module 22- Down payment

Module 22 - Down Payment (Pages 37 to 39)

Module 23- Down payment source

Module 23 - Down Payment Source (Page 39)

Module 24- Purchase closing costs

Module 24 - Purchase Closing Costs (Pages 39 to 40)

Module 25- Refinance closing costs

Module 25 - Refinance Closing Costs (Page 40)

Module 26- Co- Applicant

Module 26 - Co-Applicant (Pages 40 to 41)

Module 27- Assets

Module 27 - Assets (Pages 41 to 42)

Module 28- Liabilities

Module 28 - Liabilities (Page 42)

Module 29- Other properties

Module 29 - Other Properties (Pages 42 to 43)

Module 30- Subject property

Module 30 - Subject Property (Page 43)

Module 31- Consent

Module 31 - Consent (Page 44)

Module 32- Questions

Module 32 - Questions (Pages 44 to 47)

Module 33- Verify & Collect

Module 33 - Verify & Collect (Pages 48 to 50)

Module 33 Downloads - Things I'll Need Brochure

Module 34- Employment letters

Module 34 - Employment Letters (Page 50)

Module 35- Pay stubs

Module 35 - Pay Stubs (Pages 51 to 52)

Module 36- NOA

Module 36 - NOAs (Page 52 to 53)

Module 37- T1 Generals

Module 37 - T1 Generals (Pages 54 to 55

Module 38- Track docs

Module 38 - Track Docs (Page 55)

Module 39- Underwriting 5 C's

Module 39 - Underwriting 5 C's (Pages 56 to 58)

Module 40- Mortgage terms

Module 40 - Mortgage Terms (Page 58 to 59)

Module 41- Mortgage products

Module 41 - Mortgage Products (Pages 59 to 61)

Module 42- Collateral Charges

Module 42 - Collateral Charges (Page 60)

Module 43- Default insurance

Module 43 - Default Insurance (Pages 61 to 62)

Module 44- Personal resource

Module 44 - Personal Recourse (Page 62)

Module 45- Default Insurers

Module 45 - Default Insurers (Page 62)

Module 46- Canada Guaranty

Module 46 - Canada Guaranty (Page 63)

Module 47- CHMC

Module 47 - CMHC (Pages 63 to 64)

Module 48- Genworth

Module 48 - Genworth (Page 64)

Module 49- Legislation changes

Module 49 - Legislation Changes (Pages 64 to 65)

Module 50- Loan to value

Module 50 - Loan to Value (Page 65)

Module 51- Lender fees

Module 51 - Lender Fees (Pages 65 to 66)

Module 52- interest rates

Module 52 - Interest Rates (Page 66)

Module 53- Rate hold policy

Module 53 - Rate Hold Policy (Page 66)

Module 54- Rate Drops

Module 54 - Rate Drops (Page 67)

Module 55- Rate Buy Down

Module 55 - Rate Buy Down (Pages 67 to 68)

Module 56- Amortization

Module 56 - Amortization (Pages 68 to 69)

Module 57- Mortgage amounts

Module 57 - Mortgage Amounts (Page 69)

Module 58- Payment frequency

Module 58 - Payment Frequency (Pages 69 to 70)

Module 59- Pre-payment privileges

Module 59 - Pre-Payment Privileges (Page 71)

Module 60- Pre- payment penalties

Module 60 - Pre-Payment Penalties (Page 72)

Module 61- Assumability

Module 61 - Assumability (Page 73)

Module 62- Portability

Module 62 - Portability (Pages 73 to 74)

Module 63- Lender Extras

Module 63 - Lender Extras (Pages 74 to 75)

Module 64- Hidden surprises

Module 64 - Hidden Surprises (Page 75)

Module 65- Purchase pre-approvals

Module 65 - Purchase Pre-Approvals (Pages 76 to 78)

Note about- Modules 66 to 73

Module 66- Purchase products

Module 66 - Purchase Products (Page 78)

Module 67- Purchase terms

Module 67 - Purchase Terms (Page 79)

Module 68- Purchase LTV

Module 68 - Purchase LTV (Pages 79 to 80)

Module 69- Purchase mortgage amounts

Module 69 - Purchase Mortgage Amounts (Page 80)

Module 70- Purchase ports

Module 70 - Purchase Ports (Page 80)

Module 71- Purchase Bridge financing

Module 72- Purchase closing costs

Module 72 - Purchase Closing Costs (Pages 82 to 85)

Module 72 Downloads - Your Closing Costs Purchase

Module 73- Purchase Interest Adjustment

Module 73 - Purchase Interest Adjustment (Pages 86 to 88)

Note about- Modules 74 to 85

Module 74- Switch

Module 74 - Switch (Pages 88 and 89)

Module 74 Downloads - 10 Things Before You Renew

Module 75- Switch Terms

Module 75 - Switch Terms (Page 89)

Module 76- Switch LTV

Module 76 - Switch LTV (Pages 89 to 90)

Module 77- Switch Amortization

Module 77 - Switch Amortization (Pages 90 to 91)

Module 78- Switch Mortgage amounts

Module 78 - Switch Mortgage Amounts (Page 91)

Module 79- Switch Eligible lenders

Module 79 - Switch Eligible Lenders (Page 91)

Module 80- Switch Collateral Charge

Module 80 - Switch Collateral Charge (Pages 91 to 92)

Module 81- Switch fees and cost

Module 81 - Switch Fees & Costs (Pages 92 to 93)

Module 82- Switch Property taxes

Module 82 - Switch Property Taxes (Page 93)

Module 83- Switch capped fees

Module 83 - Switch Capped Fees (Pages 93 to 94)

Module 84- Switch Rate hold

Module 84 - Switch Rate Hold (Page 94)

Module 85- Renewal Compensation

Module 85 - Renewal Compensation (Page 94)

Notes about Modules 86 to 95

Module 86- Refinance and ETC

Module 86 - Refinance & ETO (Pages 95 to 96)

Module 87- Refinance Blend and Increase

Module 87 - Refinance Blend & Increase (Page 96)

Module 88- Refinance Fees and Cost

Module 88 - Refinance Fees & Costs (Pages 97 to 99)

Module 88 Downloads - Your Closing Costs Refinance

Module 89- Stay or Break calculator

Module 89 - Stay or Break Calculator (Pages 100 to 108)

Module 89 Downloads - Stay or Break Calculator

Module 90- Refinance Products

Module 90 - Refinance Products (Page 108)

Module 91- Refinance Terms

Module 91 - Refinance Terms (Page 108)

Module 92- Refinance LTV

Module 92 - Refinance LTV (Pages 108 to 109)

Module 93- Equity take out max

Module 93 - Equity Take Out Max (Page 109)

Module 94- Refinance Hold Rate

Module 94 - Refinance Rate Hold (Page 109)

Module 95- Refinance Other

Module 95 - Refinance Other (Page 109)

Module 96- Credit & FCAC

Module 96 - Credit & FCAC (Pages 110 to 112)

Module 96 Downloads - Understand Your Credit Report

Module 97- Credit Reports

Module 97 - Credit Reports (Pages 112 to 115)

Module 97 Downloads - Your Credit Score

Module 98- Equifax Vs. TransUnion

Module 99- Credit Scores

Module 99 - Credit Scores (Pages 116 to 117)

Module 100- Payment History

Module 100 - Payment History (Pages 117 to 118)

Module 101- Amounts Owed

Module 101 - Amounts Owed (Page 119)

Module 102- Length of Credit

Module 102 - Length of Credit (Pages 119 to 120)

Module 102 Downloads - Credit Reports Length of Time

Module 103- New Credit

Module 103 - New Credit (Pages 120 to 121)

Module 104- Types of credit

Module 104 - Types of Credit (Pages 121 to 122)

Module 105- Identity theft & Errors

Module 105 - Identify Theft & Errors (Pages 122 to 125)

Module 105 Downloads - Preventing Identity Theft

Module 106- Reading Credit Reports

Module 106 - Reading Credit Reports (Pages 125 to 128)

Module 106 Downloads - Equifax Documents

Module 107- Credit History

Module 107 - Credit History (Page 129)

Module 108- Bad Credit

Module 108 - Bad Credit (Page 129)

Module 109- Minimum Score

Module 109 - Minimum Score (Pages 129 to 130)

Module 110- Capacity

Module 110 - Capacity (Page 130)

Module 111- Qualifying Rates

Module 111 - Qualifying Rates (Pages 130 to 132)

Module 112- GDS General

Module 112 - GDS General (Page 132)

Module 113- GDS Extended Ratios

Module 113 - GDS Extended Ratios (Pages 132 to 133)

Module 114- TDS General

Module 114 - TDS General (Page 133)

Module 115- TDS Extended Ratios

Module 115 - TDS Extended Ratios (Pages 133 to 134)

Module 116- Income Requirements & Proof

Module 116 - Income Requirements & Proof (Pages 134 to 135)

Module 117- Debt & Liabilities

Module 117 - Debts & Liabilities (Pages 135 to 140)

Module 118- Collateral & Searches

Module 118 - Collateral & Searches (Page 141)

Module 119- Property Location

Module 119 - Property Location (Page 141)

Module 119 Downloads - Equifax Calibration Scale & User Guide

Module 120- Min SQ FT Homes

Module 121- Min Sq Ft Condos

Module 121 - Min Sq Ft Condos (Pages 141 to 142)

Module 122 - Condo Fees & Reserve Funds (Page 142)

Module 123- Rural Properties

Module 123 - Rural Properties (Page 143)

Module 124- Non Major Locations

Module 124 - Non Major Locations (Pages 143 to 144)

Module 125- Private Sales

Module 125 - Private Sales (Page 144)

Module 126- No. of units

Module 126 - No. Of Units (Pages 144 to 145)

Module 127- Property Value

Module 127 - Property Value (Pages 145 to 146)

Module 128- Appraisals

Module 128 - Appraisals (Page 146)

Module 129- Age of Property

Module 130- Auto Valuation

Module 130 - Auto Valuation (Pages 148 to 149)

Module 131- Ordering Appraisals

Module 131 - Ordering Appraisals (Page 149)

Module 132- Stigmatized Homes

Module 132 - Stigmatized Homes (Page 149)

Module 133- Down Payment

Module 133 - Down Payment (Page 150)

Module 134- Max LTV

Module 134 - Max LTV (Page 150)

Module 135- Own Resources Proof

Module 135 - Own Resources Proof (Page 150)

Module 136- RSP Withdrawal

Module 136 - RSP Withdrawal (Page 151)

Module 137- Inheritance

Module 137 - Inheritance (Page 151)

Module 138- Sweat Equity

Module 138 - Sweat Equity (Page 152)

Module 139- Grants

Module 139 Downloads - Canada Ontario Affordable Housing Program

Module 139 - Grants (Pages 152 to 153)

Module 140- Relocation Allowance

Module 140 - Relocation Allowance (Page 153)

Module 141- Gifted Equity

Module 142- Gifted funds

Module 142 - Gifted Funds (Page 154)

Module 142 Downloads - Gift Letter Template

Module 143- Cash back

Module 143 - Cash Back (Pages 154 to 155)

Module 144- Borrowed

Module 144 - Borrowed (Pages 155 to 156)

Module 145 - Other Down Payments (Page 156)

Module 146- Character

Module 146 - Character (Page 157)

Module 147- Qualifying calculator

Module 147 - Qualifying Calculator (Pages 157 to 159)

Module 147 Downloads - Traditional GDS & TDS Calculator

Module 148- Lender Selection

Module 148 - Lender Selection (Page 159)

Module 149- GDS Troubleshooting

Module 149 - GDS Troubleshooting (Pages 159 to 161)

Module 150- TDS Troubleshooting

Module 150 - TDS Troubleshooting (Pages 162 to 163)

Module 151- Submitting to lender

Module 151 - Submitting to Lender (Page 164)

Module 152- Notes to the lender

Module 152 - Notes to Lender (Pages 164 to 165)

Module 153- Manual Submissions

Module 153 - Manual Submissions (Pages 165 to 171)

Module 153 Downloads - Manual Submission Executive Summary

Module 154- Submission Protocol

Module 154 - Submission Protocol (Pages 172 to 172)

Module 154 Downloads - Lender Submission & Conditions Protocol

Module 155- Meeting Conditions

Module 155 - Meeting Conditions (Pages 173 to 175)

Module 155 Downloads - Client Front Page Information

Module 156 - Intro to Lawyer

Module 156 - Intro to Lawyer (Page 175 to 176)

Module 156 Downloads - Intro Letter to Lawyer

Module 157- Call Lawyer

Module 157 - Call Lawyer (Page 177)

Module 158- Sign up

Module 158 - Sign Up (Page 177)

Module 159- Signing package

Module 159 - Signing Package (Pages 177 to 181)

Module 159 Downloads - What to know before your mortgage funds

Module 160- Call Client

Module 160 - Call Client (Page 181)

Module 161- Compliance

Module 161 - Compliance (Page 181)

Module 162- Track Your Commissions

Module 163 - Commission Tracker (Page 182)

Module 163 Downloads - Outstanding Finders Fee & Volume Bonus Tracker

Module 164 - Wrap Up & Upgrade (Page 182)